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(15 votes) Rating. Sign the back of the check and write “for deposit only at Bank of America”. The website includes information about how to use INSTADEBIT and answers to frequently asked questions about the service. eCheck payments work in the same way as an ACH transfer, using the routing number and account number to transfer funds between accounts. Send Checks Online effortlessly with the cloud-based banking platform. By clicking the 'Submit' button in the deposit screen, you agree to the Terms & Conditions for using Instant eChecks. Deposit Limits. +4. The Checks option will allow you to scan paper checks into your account using your phone. Merchant One: Best for easy merchant. 50 per eCheck transaction. SoFi Online Bank Account. Jackpot City is one of the top online casinos that allow players to deposit funds with eCheck. Credit card transactions are not infrequently rejected, where as e-checks will never fail. Monitor your credit score for free. 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